Education: Richard recently relocated to southern Maine to join the team at HM Payson. Prior to that, he held the position of Portfolio Manager at First Advisors in Damariscotta for three years and was a Financial Services Representative at TD Bank before that. Richard holds an MBA from Husson University, where he also earned his B.S. in Accounting. He is currently enrolled in the College for Financial Planning education program and will be taking the CFP exam upon completion of the education requirements. When he's off the clock, Richard enjoys traveling with his wife, volunteering in his local community, cooking, golfing, fishing, and spending time on the water with friends and family.